When the obligation applies
- Authorised payment services provider or electronic money issuer.
- Authorised postal services delivering remitted money, or their intermediation, where the person is not within points 1–10.
Exceptions and important distinctions
- A foreign provider operating through an establishment must separately assess the central contact point under section 25a.
- Read the category with section 2(3): the activity must form part of the business, subject to statutory exceptions for non-business legal entities, lawyer partners and the specified trust activity.
From first engagement to retention
Read this workflow with the scope and exceptions for this profession. Evidence of a measure follows its actual performance.
1. Before starting: verify scope
Record the actual service, parties and why it falls within the scope above. Assess exceptions for each measure, rather than applying them to the entire client relationship.
2. While providing the service: apply sector steps
- Check authorisation and the product actually supplied.
- Configure identification, due diligence, ongoing monitoring and reporting for the product.
- Determine the Czech National Bank and FAÚ supervisory remit for the particular authorisation.
When the service, party or relevant circumstances change, revisit the affected step. This profession’s special regime takes precedence over a generic checklist.
3. Closure: document the outcome under the applicable regime
- Authorisation and product map
- Customer and transaction records
- Risk assessment, internal procedures and review records
Determine which records to retain and under what legal basis. For a customer of an obliged entity this concerns cooperation, not taking over the provider’s duties.
§ 2 odst. 1 písm. b) body 5 a 11; § 25aSupervision and legal basis
FAÚ; the Czech National Bank for entities within its supervisory remit under section 35(1)(a).
§ 2 odst. 1 písm. b) body 5 a 11; § 25a ↗
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