Used goods and pawnbrokers

When the obligation applies

Authorised trading or intermediation in used goods as a business activity.
Authorised acceptance of goods as collateral as a business activity.

Exceptions and important distinctions

There is no general EUR 10,000 exemption for this category.
Buying/accepting the listed goods for intermediation and accepting goods as collateral trigger identification irrespective of the general threshold under section 7(2)(c).
Read the category with section 2(3): the activity must form part of the business, subject to statutory exceptions for non-business legal entities, lawyer partners and the specified trust activity.

From first engagement to retention

Read this workflow with the scope and exceptions for this profession. Evidence of a measure follows its actual performance.

1. Before starting: verify scope

Record the actual service, parties and why it falls within the scope above. Assess exceptions for each measure, rather than applying them to the entire client relationship.

2. While providing the service: apply sector steps

Distinguish purchase, intermediation and collateral.
Check the customer and acquisition evidence.
Retain links between the item, person and subsequent sale.

When the service, party or relevant circumstances change, revisit the affected step. This profession’s special regime takes precedence over a generic checklist.

3. Closure: document the outcome under the applicable regime

Identification of the person delivering the item
Item description and origin evidence
Pawn/sale contracts

Determine which records to retain and under what legal basis. For a customer of an obliged entity this concerns cooperation, not taking over the provider’s duties.

§ 2 odst. 1 písm. j); § 7 odst. 2 písm. c)

Prepare client information in the AML form →

Supervision and legal basis

FAÚ and the Czech Trade Inspection Authority within section 35.

§ 2 odst. 1 písm. j); § 7 odst. 2 písm. c) ↗